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First Savings Credit Card – Reviews, Alternatives, Login…

First Savings Credit Card – Reviews, Alternatives, Login…

If you have a poor credit history and you don’t have any credit history at all then you can apply for First Savings Credit Card. The other name of this card is firstsavingcc. The subprime applicants can use this card. With this card, the user can create credit history. Moreover, for applicants, this platform has proved in fast growing. Customers who are unable to apply due to lack of credit history cannot apply for Discover and Chase.

In the subprime credit card market, Firstsavingcc has proved itself as the best platform for the customers. Also, its offers are easy to use for the customers. On the official site, you can see the terms and conditions. In addition, you can apply for this card online.

Before applying for the First Savings Credit, you can see other alternative options with various offers on bad credit or average credit history.

First Saving Interest Rates and Interest Charges

  • The Annual Percentage Rate for purchases is 29.9%.
  • The APR charged is 29.9% for Cash Advances.
  • No Minimum Interest Charge.

How to eliminate the problem of paying Interest fee on Transactions?

You will not be charged if you pay your payments on time with an interest fee on transactions. Remember one thing; the due date is 25 days for the bill payments after the last date of payment.

How can we get tips for a credit card from the Consumer Financial Protection Bureau?

Before starting the process of application and you, want to seek information about the credit card the visit the official site of Customer Financial Protection Bureau using the given link www.consumerfinance.govlearnmore.

Fees

Set-up and Maintenance Fees:

  • $75 is the Annual Fee.
  • You have to pay $20 per year to add an Authorized User.
  • There is a charge of 2% transaction fee on each cash advance.
  • There is a $25 penalty on late payments.
  • There is a $25 penalty for Returned Payment.

How We Will Calculate Your Balance?

Method of ending balance is used in order to calculate the balance. Using this method, we can calculate the total amount of interest charge by applying the periodic rate including your cash advances on the amount you have after the payments on the due date, other fee and purchases, and the payments you make from subtracting in the complete billing cycle.

Firstsavingcc Benefits

The First Savings Credit Card has some benefits that include:

  • You have all the power on the purchases you make.
  • There are no secret fees charges for you.
  • There is no penalty APR.
  • Using the Fraud Coverage, you can recover your lost or stolen card.
  • A Secure online platform in order to access your account.

First saving Credit card Reviews & Complains

From different sources and forums, different reviews are a collection that is given below for your information. Go through them to know about the card completely.

Go for it! If you are in search of building your credit by using this card or is a needy person who is in a situation to take money from friends and family, as this is quite embarrassing, so to save you from this embarrassment this card is designed to make you in more debt. Finally, I am in a situation to complete my payments and close my account.”

“To be honest, I would give them a 0-star rating. The reason is that I had a dispute over my credit card charge but I could not contact their support. Called many times but they didn’t transfer my call to the department. After an hour, the call was disconnected. I tried again but still no answer. My problem is still not solved.”

“I am using SCHEELS Visa card for quite a long time and never was I late for payments. I had a good amount of credit. Then one day, they closed my account without notifying me. Later, they send a letter in which they wrote about being responsible for paying the balance that I was paying already. With this, my score was hurt badly and it had a bad effect on my card.”

“I applied for Best Western Master Card and when I tried to claim rewards then I found out about their troublesome process so I decided to cancel it. I already had paid my annual fee and asked for a refund but they refused as they said that I already had one purchase and I was charged with $60 for the next year. Totally not cool.”

“If there were an option for zero ratings, I would have gone for it. I was notified that my account was closed and I never received a call or any other notification. This was disturbing as I was never late on my payments. I know I have paid extra then asked. Never even maxed my card out. I was about to increase my points and now it has dropped. I am very frustrated because of this. Totally not a way to treat your loyal customer.”

“I took out my $300 deposit. And at once my $25 was deducted as annual service charge. The first payment that I paid was of $50 which they said that they did not receive even though I got a confirmation number. After that, I started getting lots of calls and texts from them. Later, I was charged with a late fee of %22 over my money. I think so they are doing more harm to my credit card. Poor service and I will not recommend this to anyone.”

First Savings Credit Card Login

Already have an account at First Savings Credit Card and want to access it to manage your account then use the process given below in detail.

  • Click on the link https://firstsavingscc.com/ to access the official site of firstsavingcc.
  • You will be taken to the homepage of the credit card.
  • Click on the orange button located on the left side of the page named “Account Login”.
  • You will be directed towards the login page named as “Welcome to the card member services”.
  • Now on the page, you need to enter your username and password in the given space.
  • Next click on the Sign In button to manage your card activities.

Forgot username & password

To recover your firstsavingcc accounts username or password you can use the process given below in detail. For complete guide follow the step mentioned below:

  • Go to the login page of First Savings Credit Card by using the process mentioned above.
  • Locate the option “Forgot your username and password?” in the login page and click on it.
  • Next click on the Continue button to move forward.
  • Now for account verification, you have to provide your account number, expiration date, last 3 digits of security code and the last four numbers of your social security number.
  • Next click on the continue button to complete the process.

Firstsavingcc Application Requirements

You need to fulfill the requirements given below if you want to apply for the First Savings Credit Card. Go through the points given below:

  • 18 years or more applicants can apply for the card.
  • The credit card history of the applicant must be easy to identify.
  • Applicant must have a Social Security Number.
  • The legal resident of the applicant should be the United States of America.

How to Apply for Credit Card?

Sadly, the first savings is not entertaining the customers who are new to apply for the card because the condition to apply for the bank is to prefer the customers with the reservation number and Access code. If you are already having these two things then you can apply for the card instantly. Use the link and open it. Here you have to enter the reservation number and access code to complete the application process.

How to apply through Customer Care agent

In case if you are unable to use the online access then don’t worry you also have the second option to apply for the card i.e. by using the customer care number. Pick up your phone and dial the number 888-469-0291 to contact the customer representative. Request for the application form and provide the information needed to complete the process. After completing the application process, you will receive your First Savings Credit Card soon on your provided mail address.

5 Similar Cards (Bad Credit OK)

If you are in search of the other cards with similar benefits then you can check the list given below, which is offering the same perks like First Savings Credit Card. According to your choice select any of the one cards and visit the site of that card to know the complete details of the card. To check which card is better you can make a comparison between the annual fee, APR, credit limit, and other reward programs.

Capital One® Secured Mastercard®

  • There is no annual fee for this card and the credit score is built easily by using the card carefully.
  • On a regular basis, all the three major credit card bureaus will take reports of your account history and you can easily rebuild your credit.
  • Depending on the Creditworthiness after you will get the credit line of $200 in the beginning. It may be $200,$99 or $49.
  • In the first five months by making payments on time, you can get an even higher credit line without any additional deposit.
  • By using your mobile device you can easily access your account anytime to manage your card activities.
  • This credit card is accepted all over the world on any location.

Fingerhut Credit Account

  • Simple and easy process, In a few seconds you will be notified by the decision of the credit.
  • Every month all the three major credit card bureaus will take reports of your account history and you can easily rebuild your credit.
  • Use the credit line to make purchases from famous brands.
  • WebBank issues Fingerhut Credit Card and offers many benefits, which you can avail if after applying you are qualified for this card and have an account for this card.

Total Visa® Card

  • Requirements of the account are being checked.
  • Simple and easy process, In a few seconds you will be notified by the decision of the credit.
  • This Visa Credit card is used all over the USA and online as well.
  • Every month the payments are managed easily.
  • After submitting the program fee if your application is accepted then you can easily access your account to spend the credit you have.
  • Every month all the three major credit card bureaus will take reports of your account history.

Milestone® Mastercard® – Bad Credit Considered

  • On the present day if you will be prequalified for the card, then your credit score will not damage.
  • The credit below perfect is acceptable.
  • By using your mobile device you can easily access your account anytime.
  • Fraud coverage is provided if you lost your card.
  • In the United States, all the three major credit card bureaus will take reports of your account history.
  • Based on the Creditworthiness.

Indigo® Mastercard® for Less than Perfect Credit

  • On the present day if you will be prequalified for the card, then your credit score will not damage.
  • The credit history of all the types will be accepted.
  • By using your mobile device you can easily access your account anytime.
  • Provide you the facility of the Fraud coverage if the card is lost or stolen.
  • In the United States, all the three major credit card bureaus will take reports of your account history

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